Payment Methods
UPI, cards and net banking through Razorpay; COD and NEFT/IMPS in India; PayPal for international and digital orders.
Last updated 28 October 2026
Payment is handled by Razorpay in India and by PayPal for international and digital orders. We never see or store your card number, UPI PIN or bank password.
In India
| Method | How it works | Availability |
|---|---|---|
| UPI | Scan or enter your UPI ID on the Razorpay page | All India orders, and international orders where UPI is supported |
| Cards | Credit or debit card, processed by Razorpay | India orders |
| Net banking | Pay from your bank's login page | India orders |
| Cash on delivery | Pay the courier in cash when the parcel arrives | Selected PIN codes only |
| NEFT / IMPS | Bank transfer to the account shown at checkout | India only |
Cash on delivery and NEFT/IMPS exist only for Indian addresses. A COD order is confirmed by phone or WhatsApp before dispatch; if we cannot reach you, the order is held and then cancelled.
Outside India
- UPI is available wherever the payment network supports it.
- PayPal is available for international orders and for digital products, charged in USD at the amount shown on the button.
- Card payments through Razorpay are available where the card network and your bank permit the transaction.
- Cash on delivery and NEFT/IMPS are not available outside India.
- Shipping is not charged online for international orders; the exact courier rate is confirmed on WhatsApp and email after you order.
Which currency you pay in
Indian orders are charged in INR. Visitors outside India see the price in their own currency at checkout, and that is the amount charged. Your bank may apply its own conversion or cross-border fee, which we do not control and do not receive.
Invoices and GST
Every order gets an invoice. Indian customers can add a GSTIN to the order for a business invoice; the invoice is emailed and is also available from your account. Prices include GST, and shipping is shown separately where it applies.
Failed or duplicate payments
- If a payment fails, the order is not created and no money is taken. Try again with another method.
- If money left your account but no order appeared, send us the payment reference and we will trace it with the provider.
- A duplicate charge is refunded to the same method once verified, usually within 5–7 business days.
- We never ask for your PIN, OTP, CVV or bank password on WhatsApp, email or phone. Treat any such request as fraud.
Prices are shown in your currency at checkout, so the price you see is the price you pay. Shipping is not charged online — the exact courier rate is confirmed with you on WhatsApp and email after you order.
Still need help?
Mon–Sat, 10am – 6pm IST. Message us on WhatsApp or write to aaomsindia@gmail.com and we will reply with the next step for your order.
